Polish Credit Union - Rates & Fees - Rates

Monday, December 1, 2008

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Rates & Fees - Rates

GIC's
Term/Description	CAD %
1 Year	3.00
2 Years	3.25
3 Years	3.50
4 Years	3.75
5 Years	4.00

GIC RRSP
Term/Description	CAD %
1 Year	3.00
2 Years	3.25
3 Years	3.50
4 Years	3.75
5 Years	4.00

GIC RRIF
Term/Description	CAD %
1 Year	3.00
2 Years	3.25
3 Years	3.50
4 Years	3.75
5 Years	4.00

Step Up GIC's	3 Year	5 Year
Term/Description	CAD %	CAD %
1st Year	3.25	3.15
2nd Year	3.75	3.45
3rd Year	4.65	3.85
4th Year		4.50
5th Year		5.50

Step Up GIC's - RRSP	3 Year	5 Year
Term/Description	CAD %	CAD %
1st Year	3.25	3.15
2nd Year	3.75	3.45
3rd Year	4.65	3.85
4th Year		4.50
5th Year		5.50

Step Up GIC's - RRIF	3 Year	5 Year
Term/Description	CAD %	CAD %
1st Year	3.25	3.15
2nd Year	3.75	3.45
3rd Year	4.65	3.85
4th Year		4.50
5th Year		5.50

Savings
Term/Description	CAD %
Daily Interest	0.10
Daily - Sixty Plus	0.60
Silver	0.10
Silver - Sixty Plus	0.60
US Daily	0.10

T-Bills
Term/Description	CAD %
$ .00 - 4,999.99	0.15
$ 5,000.00 - 9,999.99	0.35
$ 10,000.00 - 24,999.99	0.70
$ 25,000.00 - 49,999.99	1.05
$ 50,000.00 +	1.40

Child-Youth-Student
Term/Description	CAD %
0 to 2,499.99	1.50
2,500 & Over	1.00

Current Account
Term/Description	CAD %
$ .00 - 1,999.99	0.00
$ 2,000.00 - 4,999.99	0.00
$ 5,000.00 - 9,999.99	0.00
$ 10,000.00 - 99,999.99	0.00
$ 100,000.00 +	0.25

Certificates
Term/Description	CAD %	US %
30 days	1.55	0.25
60 days	1.55	0.50
90 days	1.60	0.75
120 days	1.60	0.75
180 days	1.60	0.75
270 days	1.60	1.00
1 year	2.25	1.25
2 years	2.60
2 Years + 2 Months	2.60
3 years	2.90
4 years	3.00
5 years	3.25
2 years - monthly int.	2.35

RRSP
Term/Description	CAD %
Variable	0.50
1 year	2.35
2 years	2.65
2 Years + 2 Months	2.80
3 years	2.90
4 years	3.10
5 years	3.20

RRIF
Term/Description	CAD %
Variable	0.50
1 year	2.35
2 years	2.65
2 Years + 2 Months	2.80
3 years	2.90
4 years	3.10
5 years	3.20

Closed Mortgages - Residential - First
Term/Description	CAD %
6 Months Closed	6.50
1 Year Closed	5.30
2 Years Closed	5.55
3 Years Closed	5.65
4 Years Closed	5.75
5 Years Closed	5.90
7 Years Closed	6.25

Closed Mortgages - Residential - Second
Term/Description	CAD %
6 Months Closed	6.75
1 Year Closed	5.55
2 Years Closed	5.80
3 Years Closed	5.90
4 Years Closed	6.00
5 Years Closed	6.15
7 Years Closed	6.50

Other Mortgages
Term/Description	CAD %
1 Year Residential First - Open	8.25
1 Year Residential Second - Open	10.99
5 Years Variable - Open	5.50
5 Years Convertible To Closed	5.75

Closed Mortgages - Commercial
Term/Description	CAD %
2 Years Closed	6.55
3 Years Closed	6.65
4 Years Closed	6.75
5 Years Closed	6.90

Credit Union Prime
Term/Description	CAD %
Credit Union Prime	4.00

Personal Loans (Variable Rate)
Term/Description	CAD %
Variable Rate - 1 to 5 years	From 5.25
Secured By CU Funds	4.00
New Car Loans - 1 to 5 Years	From 5.00
Pre-Owned Car Loans - 1 to 4 Years	From 5.25

Personal Loans (Fixed Rate)
Term/Description	CAD %
RRSP Loan - 1 Year under $2,500	4.25
RRSP Loan - 1 Year minimum $2,500	4.00
RRSP Loan - 2 Years	4.75
New Car Loans - 1 to 5 Years	From 4.99
Pre-Owned Car Loans - 1 to 4 Years	From 5.99
Debt Consolidation - up to 5 years	14.50
Fixed Rate - 1 to 5 years	From 6.49
Vacation Loan	6.49
Overdraft Interest	21.00

Line of Credit
Term/Description	CAD %
Overdraft Line of Credit	14.00
Personal Line of Credit	From 5.00
HELOC / Secured Line of Credit	From 4.00
Student LOC	Prime Plus 0.75

Commercial Loans
Term/Description	CAD %
Canada Small Business Financing 3yr Closed Special	7.65
Commercial LOC	Prime Plus

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